Last updated: 31 December 2008

Unless otherwise stated, all copyright and any other rights in all content information or materials included in all pages of this website, including without limitation all texts and images and their arrangement, are owned by the Hong Kong Association of Banks (HKAB).

HKAB grants permission to browse, display, download and print materials on this website in its original format for non-commercial use only, provided that proper attribution is given to HKAB. All other uses are prohibited unless specific prior consent is obtained from HKAB.

Requests for specific hyperlink permission or authorisation of proposed use or reproduction of contents in this site should be addressed to