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Open API Phase II Common Baseline
| Code of Banking Practice | Enhance Transparency of Credit Card Transactions in FX and DCC | Electronic Statements of Account (e-Statements) | Procedure for Following up Mis-transfer of Funds Reported by Customers | Guideline on Barrier-free Banking Services | Guideline on Banking Services for Persons with Intellectual Disabilities | Marketing Calls from Banks | Reporting Loss of Credit Card | ATM Cash Withdrawal Service Outside HK | Internet Banking | Electronic Cheque(e-Cheque) | Electronic Bill Presentment and Payment Service | Published Resources | Best Practice on NFC Mobile Payment in HK | Prevention of Money Laundering | AEOI Fact Sheet | FATCA Fact Sheet | Open API Phase II Common Baseline | Outward Remittance | Corruption Prevention | Anti-Deception Resources | Hong Kong General Holidays | Typhoon and Rainstorm Arrangements |
Last updated: 15 November 2019  
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The Hong Kong Association of Banks ("Association") developed a Common Baseline for the implementation of Phase II in response to the Open Application Programming Interface ("API") Framework for the Hong Kong Banking Sector released by the Hong Kong Monetary Authority on 18 July 2018. This 4-phased framework lays out detailed expectations on how banks should onboard and maintain relationship with third-party service providers ("TSPs") to ensure consumer protection.

With an industry-level Common Baseline to facilitate and streamline banks' engagement with TSPs, the Association hopes to encourage partnerships with banks with the support of the Open API technology, thus introducing more innovative banking products and services and enhancing customer experience. [Download the Phase II Common Baseline]

 
   
   
   
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