Application Process and Guideline
Credit providers can apply as a Subscribed Member, either Type One Member or Type Two Member depending on your business nature, to participate in the Credit Reference Platform (CRP).
| Type of Membership | Description |
| Type One Member | An authorized institution or a subsidiary of an authorized institution within the meaning of section 2 of the Banking Ordinance (Cap. 155 of the Laws of Hong Kong); |
| Type Two Member | A money lender under Money Lenders Ordinance (Cap. 163 of the Laws of Hong Kong) or a person whose business (whether or not the person carries on any other business) is that of providing finance for the acquisition of goods by way of leasing or hire purchase. |
Applicants should send an e-mail to the Business Operator at mcra.application@hkab.hk, to request for a Non-Disclosure Agreement (NDA) and an application form in order to apply for the membership.
The Business Operator will provide the NDA and application form to the applicant by e-mail within 3 working days of receiving the request e-mail.
Applicants shall then submit the following documents in accordance with the file formats and file naming convention (as set out below) for review and verification by e-mail to mcra.application@hkab.hk at their own cost:
- NDA for the Credit Data Smart (to be signed by Authorised Signatory to represent the applying credit provider)
- Application Form
- Acceptable file formats include .docx/.pdf
- File naming convention: “application_{applicant name}.{fileFormat}”, case-insensitive
- Supporting documents
Upon receipt of an application, the Business Operator will send an acknowledgement e-mail to the applicant stating the application case number within 2 working days. This acknowledgement mechanism of the Business Operator will apply to all application and onboarding processes for all types of applicants.
Unclear requests may cause a delay in processing.
The required supporting documents and relevant details for each membership type are provided below:
The application form and NDA are provided upon written request to mcra.application@hkab.hk with the suggested template as follows:
|
Subject: [MCRA] Request for Application Form - [Type One / Type Two] Member Dear Business Operator team, We, [institution name], would like to apply for a CRP Membership as a [Type One / Type Two] Member. To proceed with the application process, we would like to request the application form for [Type One / Type Two] Member and non-disclosure agreement. Information of our contact person is as follows: Name: [name] Title: [post title] Mobile: [mobile] E-mail: [email address] |
The request for application form will be processed in 3 working days upon receipt. Unclear requests may cause a delay in processing.
For general enquiries and complaints, please contact the Business Operator at:
- Email: mcra.enquiry@hkab.hk
- Operating hours: 9:00 a.m. to 6:00 p.m. (Hong Kong time, Monday to Friday except for Hong Kong public holidays and adverse weather)