Hong Kong's payment systems allow interbank fund transfers in the Hong Kong dollar, US dollar, euro, and renminbi. Hong Kong Interbank Clearing Limited (HKICL), a private company jointly owned by the Hong Kong Monetary Authority (HKMA) and the Hong Kong Association of Banks (HKAB), provides interbank clearing and settlement services to all banks in Hong Kong and operates a central clearing and settlement system for public and private debt securities on behalf of the HKMA. For further details about the interbank clearing and settlement system in Hong Kong, please visit HKICL’s website.